At FinzExpert, your privacy is a top priority. This Privacy Policy explains how we collect, use, and share the information we gather from you during your visits to our website. Please read this policy carefully.
Definitions
The term “Site” refers to any and all websites, including easzfin.com as well as interactive features, widgets, plug-ins, applications, content, downloads, and other services operated by World Acceptance Corporation and its affiliates, successors, or assigns. The terms “we,” “us,” “our,” or “World Finance” refer to World Acceptance Corporation, its affiliates, successors, or assigns. The terms “you” or “your” refer to the individual person, or if you are representing a person or entity, it refers to that person or entity.
Terms of Use and Consent
Please review our Terms of Service, which govern the use of this site. By continuing to use this site, you consent to this Privacy Policy, the Terms of Service, and our collection, use, disclosure, and storage of your information as described herein. If you do not agree with this Privacy Policy, please refrain from providing any Personal Information and do not use the Site.
Types of Information We Collect
When using our site, we may request that you provide certain personal information (“Personal Information“), which may include:
- Full name
- Date of birth
- Relationship status
- Home address, phone number, email address
- Social security number, driver’s license number
- Bank account or payment card details
- Employment information
- Details about your assets, debts, and income
- Username
This information is collected voluntarily through various forms on the site, including loan applications, contact forms, or other interactions. You are responsible for ensuring the accuracy of the personal information you provide.
Device and Usage Information
We may use tracking technologies to collect non-personal information (“Usage Information“) when you visit or interact with the site. This may include:
- Your IP address, device identifiers, and other device-specific information
- Details about your browser, operating system, and device type
- Pages visited, time spent on the site, and frequency of visits
- Geolocation data
- Information from communications sent to or received from us
Information We Do Not Collect
This policy does not apply to:
- Data received from third parties, unless combined with your Personal Information
- Data collected outside of the Site, including offline activities
- Practices of third-party sites that interact with our Site, such as social media platforms.
How We Use Your Information
We use the information we collect for the following purposes:
- To process loan applications, prequalification requests, and transactions
- For identity verification and fraud prevention
- To provide customer support and communicate about transactions
- To offer special promotions, services, and updates about products or events
- To enhance user experience and improve the Site
- For internal business purposes and compliance with legal requirements.
Security Protection Responsibilities
To ensure the security of your information, you may be required to authenticate your identity. You are responsible for maintaining the confidentiality of your access credentials and ensuring that no unauthorized persons can access your account.
Cookies and Tracking Technologies
Our site uses cookies, web beacons, and other tracking technologies to collect Usage Information. These technologies help us improve security, customize your experience, and offer targeted marketing. You may manage your browser settings to limit these technologies, but some features of the site may not function properly without them.
Sharing of Information
We may share non-personal information with third parties, including aggregated data for marketing and analytical purposes. We may also share personal information in accordance with applicable law or for operational reasons, such as business mergers, service providers, or during due diligence.
Advertising and Marketing
We may use third-party advertising networks to deliver targeted ads based on your online activities. You can manage ad preferences or opt-out of interest-based ads through various tools provided by third-party networks.
Email and Text Communications
You may opt-out of marketing emails by following the unsubscribe instructions in our emails. For text messages, you can reply with “STOP” to unsubscribe. Please note that transactional communications related to your account will not be affected.
Other Sites
This Privacy Policy applies only to this Site and does not extend to third-party websites linked from our Site. We encourage you to review the privacy policies of any third-party websites you visit.